2026 Cross border Financial Services Expo - Compliance Consultation for Foreign Exchange and Capital Export - Shanghai World Trade Exhibition Center, November 20-22

How to manage cross-border funds: Compliance ideas provided by the financial service area of Shanghai World Trade Exhibition Center in November 2026

Behind every step of immigration, study abroad, real estate, and enterprise going global, there is a 'money problem': how to pay tuition fees across borders, how to arrange housing funds in compliance, how overseas entities settle and collect funds, and how to manage exchange rate fluctuations. Cross border finance is becoming an unavoidable issue in the global layout of individuals, families, and businesses.

From a policy perspective, the facilitation and compliance requirements of cross-border finance are being promoted simultaneously. On the one hand, foreign exchange management departments in various regions continue to carry out pilot projects for trade and investment facilitation, optimizing cross-border settlement and foreign currency exchange services; On the other hand, the authenticity review of the source and purpose of funds has become stricter, and anti money laundering requirements have been comprehensively upgraded.

At the policy level, cross-border financial facilitation continues to advance. In August 2026, the People's Bank of China and the State Administration of Foreign Exchange jointly issued a notice to make new arrangements for the centralized operation of domestic and foreign currency cross-border funds by multinational corporations, providing new policy tools for global fund management of overseas enterprises; The foreign exchange management department continues to optimize cross-border settlement, personal foreign exchange settlement and sales, and foreign currency exchange services. The banking industry has also launched small currency direct exchange clearing and other businesses to help market entities reduce exchange costs. From November 20th to 22nd, 2026, the Overseas Immigrant Study and Property Expo, as well as the Enterprise Overseas Development and Financial Services Expo, will be held at the Shanghai World Trade Exhibition Center. The expo will feature a financial services section that provides cross-border financial consulting services.

Four types of scenarios, four types of funding requirements

Overseas families are concerned about cross-border payment of tuition fees and living expenses arrangements: how to balance the remittance limits, delivery time, and exchange rate costs of different countries; Immigrant families need to handle settling in funds and overseas account arrangements, involving foreign exchange declaration and compliance materials; Real estate investors should pay attention to the compliant exit path and loan plan of the purchase funds; Overseas enterprises need to address issues such as cross-border settlement, exchange rate hedging, overseas entity fund collection, and profit repatriation.

For study abroad families, common questions include whether tuition and living expenses need to be processed through the same channel, how to arrange the foreign exchange purchase amount, what materials need to be prepared for cross-border remittance, and whether to operate in batches when exchange rates fluctuate greatly. For immigrant families, it involves compliant exit of resettlement funds, timing of opening overseas accounts, and tax declaration obligations. Although the problem is small, it directly affects the efficiency and compliance of fund arrangements.

For enterprises, the complexity of cross-border finance is higher: the currency structure of export receipts and import payments, the selection of exchange rate hedging tools, the collection of funds from overseas subsidiaries and the establishment of group fund pools, profit repatriation and tax arrangements all require collaboration with professional institutions. The professionalism of cross-border fund management is becoming an integral part of a company's competitiveness in going global.

Different scenarios result in different plans. There is no universal 'fund operation manual', and it needs to be designed one by one based on the purpose, amount, and compliance requirements.

Compliance is the bottom line, tools are increasing

Cross border fund arrangements must first adhere to the bottom line of compliance. Personal foreign exchange purchases and remittances must comply with current foreign exchange management regulations, and the export of large amounts of funds involves declaration and purpose review; The cross-border fund operation of enterprises needs to be carried out within the policy framework, and the requirements for anti money laundering and authenticity verification continue to become stricter. We should remain vigilant against any channels that claim to 'bypass regulation' or 'quickly exit the country'.

At the individual level, the current foreign exchange management system has clear regulations on the annual foreign exchange purchase quota and purpose for individuals, and cross-border remittances must meet the requirements of authenticity and compliance; At the tax level, changes in tax residency status may result in global income declaration obligations, involving the application of tax treaties between countries. These rules are worth consulting with professionals during the planning phase.

At the same time, compliance tools are becoming increasingly available: the new policy for multinational corporations' fund pools provides centralized fund operation arrangements for overseas enterprises; Foreign exchange forwards, options and other hedging tools help companies manage exchange rate risks; Cross border RMB settlement, small currency direct exchange and other businesses reduce exchange costs. The key is to entrust the compliance path and tool selection to licensed institutions, rather than trial and error on their own.

It should be noted that the differences in cross-border financial services are not only reflected in rates, but also in response speed, system capabilities, and compliance support. When choosing a service provider, it is recommended to focus on their understanding of cross-border scenarios, their grasp of recent policies, and their ability to provide continuous support throughout the entire business cycle.

How to ask the right questions at the expo

The financial services section of this expo brings together professional institutions such as banks, payment institutions, insurance, taxation, and compliance services. Visitors can consult on-site on specific scenarios: how to arrange payment for studying abroad to save costs, how to legally exit housing funds, how to choose currencies and channels for cross-border settlement of enterprises, and what declaration obligations will arise from changes in tax residency status.

In order to make on-site consultation more efficient, it is recommended that individual viewers organize in advance: the purpose and approximate amount of funds, an explanation of the source of funds, target countries and time nodes; Enterprise audiences can prepare: business model, settlement currency and scale, existing account opening and remittance arrangements, and a list of problems they hope to solve. The more thorough the preparation, the more specific the advice obtained on site.

For financial institutions and service providers, expos are a direct channel to reach high intention individuals and corporate customers. The expo is expected to attract around 8000 visitors over the course of three days, with audience demands covering both personal cross-border finance and corporate financial services. On site communication can quickly assess customer scenarios, provide preliminary solutions, and establish a trust foundation for subsequent business.

At the same time, financial institutions can also communicate on-site with institutions in the immigration, real estate, and study abroad sectors, explore cross sector cooperation opportunities, and embed financial services into customers' more complete overseas life and business scenarios.

【 Exhibition Information 】 The Overseas Immigration, Study Abroad, Real Estate and Enterprise Going Global and Financial Services Expo will be held from November 20 to 22, 2026 at the Shanghai World Trade Exhibition Center (No. 99 Xingyi Road, Changning District, Shanghai). The exhibition will last for three days and is expected to attract approximately 8000 visitors. Exhibitors and visitors can contact the exhibition hotline 13681692751 (same as WeChat) or visit the official website www.qs-expo.com for consultation.

The key to cross-border fund arrangements is not to move quickly, but to move steadily. From November 20th to 22nd, go to the financial service area of Shanghai World Trade Exhibition Center and entrust professional questions to professional institutions for answers.